When life doesn’t go to plan, protection is what keeps everything else on track.
Most people don’t think about protection until it’s too late. Illness, death, or a sudden loss of income can turn everything upside down, for you, your family, or your business. At Strive, we help you build a safety net that gives you peace of mind. The right cover, in the right structure, for the right reasons.
Why it matters
You’ve worked hard to build your life. But what happens if something unexpected gets in the way?
Could your family maintain their lifestyle if you died or became seriously ill?
Could your business survive without you or a key partner?
Would your estate face a large inheritance tax bill that could have been avoided?
These aren’t pleasant questions, but the answers matter.
What We Help With
We calculate the right amount of life insurance to protect your family, cover debts, and leave behind a meaningful legacy. We structure policies tax-efficiently, so the people who need it, get it.
A serious diagnosis doesn’t just affect your health, it affects your income, family and future. We recommend cover that gives you the financial space to focus on recovery without compromise.
If you couldn’t work, how long would your savings last? We advise on both personal and business income protection policies that replace lost earnings and keep your plans intact. We can even incorporate pension contributions into this, so that your pension plans also don’t suffer.
If you’re a director or owner, we help you put the right insurance in place to protect your business, your shareholders, and your family. This includes Relevant Life Plans, Key Person Cover and Shareholder Protection.
We use life cover as a tool to offset inheritance tax liabilities, often written into trust so it pays out outside your estate. Combined with wider estate planning, it protects both your wealth and your wishes. This is the easiest and cheapest way to mitigate IHT, fast.
Protect what matters. Live without fear.
Book your free call and let’s make sure your safety net is in place.
At Strive, we charge a percentage-based fee, which is fully transparent and aligned with your outcomes. However, we don’t charge anything for the first two meetings. This includes your initial discovery meeting, full financial analysis, and a personalised proposal. All at no cost, and with no obligation to proceed.
You’ll only pay a fee if you decide to go ahead with our recommendations. Everything is clearly explained upfront, with no hidden charges.
Strive Financial Planning Ltd is an appointed representative of Quilter Financial Services Limited which is authorised and regulated by the Financial Conduct Authority. Strive Financial Planning Ltd is Registered in England and Wales, No: 16577051. Registered Address: Ingle Dene, Cragg Road, Hebden Bridge, HX7 5EN.
The value of investments and the income they produce can fall as well as rise. You may get back less than you invested. Tax treatment varies according to individual circumstances and is subject to change.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
